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  • September 28, 2017
  • Posted by Mary Poburan

What If I can't make my Payments?

How to deal with mortgage payment difficulties   Sometimes unforeseen financial circumstances can impact your ability to make your regular mortgage payments. Or perhaps your debt demons have be

  • March 21, 2017
  • Posted by Mary Poburan

Less Mortgage. HIgher Rate. What Gives?

Less mortgage. Higher rate. What gives? Think that mortgage rates are suddenly very confusing? It’s not your imagination. New Canadian mortgage rules have changed the way lenders operate in Can

  • January 26, 2017
  • Posted by Mary Poburan

More Changes to Affect Home Buyers!

Why Mortgage before March 17? If you’re in the market for an insured mortgage, then you might want to get that mortgage before March 17. Canada Mortgage and Housing Corporation (CMHC) is rais

  • October 23, 2016
  • Posted by Mary Poburan

The New STRESS TEST for Mortgage Qualifying

Should you stress about the stress test? What you should know about new mortgage rules. On October 3rd, Finance Minister Bill Morneau announced that new mortgage rules will include more stringent 'st

  • September 29, 2016
  • Posted by Mary Poburan

Is There Life after Bankruptcy? What you need to know

While going bankrupt is likely not on anyone’s wish list of life experiences, when it does happen it needs to be dealt with to minimize its knock-on effects. Chief among those is one’

  • September 21, 2016
  • Posted by Mary Poburan

It's Official...Calibre Mortgage Is Here!

  • August 17, 2016
  • Posted by Mary Poburan


  • August 16, 2016
  • Posted by Mary Poburan

A Gift of Down Payment

  Down payment in many cases can come from a gifted source. You will still need to have some of your own money saved for closing costs such as legal fees, tax adjustments and moving. Lenders don

  • August 9, 2016
  • Posted by Mary Poburan

PDF's Please...

    In an electronic age documents are now mainly provided via email as even Faxing is taking a back seat to document delivery. It is amazing how many documents I receive in Jpeg format an

  • July 13, 2016
  • Posted by Mary Poburan

Solving The Income Puzzle

Solving The Income Puzzle...   Proving income is going to continue to get harder as lending rules evolve. Very rarely do we see the standard 40 hour work week with no variance in pay anym

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